Information as of December 14, 2022
| Account Description | Term | Minimum Deposit | Rate | APY* |
| Savings Accounts | N/A | $25.00 | 0.05% | 0.05% |
| Checking Accounts | N/A | $0.00 | 0.00% | 0.00% |
| Certificate of Deposit | 6-Months | $500.00 | 0.50% | 0.50% |
| Certificate of Deposit | 12-Months | $500.00 | 0.75% | 0.75% |
| Certificate of Deposit | 24-Months | $1,000.00 | 1.00% | 1.00% |
| Account Description | Term | APR* | APR* Type | Apply Today! |
| New & Used Auto Loans | 36 to 72** Months | 4.24% to 18.00% | Fixed | Click Here to Apply |
| Recreational/Title Loans | 36 to 72** Months | 5.24% to 18.00% | Fixed | Click Here to Apply |
| Signature Loans | 6 to 48 Months | 7.49% to 18.00% | Fixed | Click Here to Apply |
| Shared/CD Secured Loans | Term or Max 60-Months | 5.00% above rate | Fixed | Click Here to Apply |
Fee Schedule
The following fees may be assessed against your account.
| Membership Fee | $1.00 each |
| ATM/Visa Check Card Reorder Fee | $5.00 each |
| Check Printing Fee | Fee depends on style of checks ordered |
| Bank Check | Free to members |
| Courtesy Pay Fee | $30.00 each |
| Return Check Fee | $30.00 each |
| Non-Sufficient Funds / NSF Fee / Overdraft Fee (Check, Check Card & ATM) | $30.00 each |
| ATM Fee Force Payment | $30.00 each |
| ACH Returned Item Fee | $30.00 each |
| Stop Payment Fee | $35.00 each |
| Excessive Withdrawals on Savings Account | $3.00 each |
| Account Research | $30.00 per hour |
| Print Out of Account History Fee | $3.00 each |
| Check / Share Draft Statement Cop Fee | $3.00 each |
| Wire Transfer Fee Outgoing | $35.00 each |
| Late Loan Payment Fee | $35.00 |
| CD Early Withdrawal Penalties (New and Renewed CDs) | (Applies to Amount Withdrawn) Maturity of 3-12 Months – 90 Days Interest Maturity of 13-24 Months – 180 days interest |
| Money Order Fee | $1.00 |
| Dormant Fee (monthly) after 1 year | $5.00 |
**72-months for $40,000 and above
