Third Party Link Disclaimer - The Credit Union does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of the Credit Union. The Credit Union cannot attest to the accuracy of information provided by the linked sites. Linking to a web site does not constitute endorsement by the Credit Union, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union's site are not bound by the our Website Privacy Policy. The calculators provide estimates only. *APY = Annual Percentage Yield. APR = Annual Percentage Rate. All Rates are subject to change without notice. Lending rates are subject to credit criteria and approval. All Share accounts are compounded and paid quarterly. Share Drafts are compounded and paid monthly. Rates may change after account is opened. All Share Certificates are compounded and paid monthly. Fees can reduce the earnings of deposit accounts. Penalties may apply for early withdrawal of Share Certificate deposits. As of May 2009, your savings are federally insured up to at least $250,000 by the National Credit Union Administration, a U.S. government agency.