Victoria City-County Employees FCU

Information as of August 13, 2019

Account Description TermMinimum Deposit Rate APY*
 Savings Accounts N/A $25.00 0.05% 0.05%
 Checking Accounts N/A $0.00 0.00% 0.00%
 Certificate of Deposit 6-Months $500.00 1.11% 1.11%
 Certificate of Deposit 12-Months $500.00 1.97% 1.98%
 Certificate of Deposit 24-Months $1,000.00 2.13% 2.15%
 Promotional CD 24-Months $5,000.00 2.80% 2.80%
 Account Description Term APR* APR* Type Apply Today!
 New & Used Auto Loans 36 to 72** Months 1.38% to 18.00% FixedClick Here to Apply
 Recreational/Title Loans36 to 72** Months 2.38% to 18.00% FixedClick Here to Apply
 Signature Loans 6 to 48 Months 4.63% to 18.00% Fixed Click Here to Apply
 Shared/CD Secured Loans Term or Max 60-Months 5.00% above rate Fixed Click Here to Apply

Fee Schedule

The following fees may be assessed against your account.

Membership Fee$1.00 each
ATM/Visa Check Card Reorder Fee$5.00 each
Check Printing FeeFee depends on style of checks ordered
Bank CheckFree to members
Courtesy Pay Fee$30.00 each
Return Check Fee$30.00 each
Non-Sufficient Funds / NSF Fee / Overdraft Fee (Check, Check Card & ATM)$30.00 each
ATM Fee Force Payment$30.00 each
ACH Returned Item Fee$30.00 each
Stop Payment Fee$35.00 each
Excessive Withdrawals on Savings Account$3.00 each
Account Research$30.00 per hour
Print Out of Account History Fee$3.00 each
Check / Share Draft Statement Cop Fee$3.00 each
Wire Transfer Fee Outgoing$35.00 each
Late Loan Payment Fee$35.00

CD Early Withdrawal Penalties (New and Renewed CDs)(Applies to Amount Withdrawn)
Maturity of 3-12 Months – 90 Days Interest
Maturity of 13-24 Months – 180 days interest
Money Order Fee$1.00
Dormant Fee (monthly) after 1 year$5.00

**72-months for $40,000 and above

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